Carefirst 42701

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To better understand our plans, it helps to understand how the different plan types work and your related healthcare costs. Plan types refer to how plans provide coverage and from which network of providers you receive care. Review the information below to learn more about each plan type. Plan names are found at the top of each benefit summary.

National plans are the best option if you or your family live or work outside Washington, D. Regional plans are a good option if you and your family live or work in Washington, D. They are not recommended if you live outside this area. Cost-sharing is made up of three parts: deductibles, copayments and coinsurance. For a detailed definition of cost-sharing, please refer to our Important Terms section. Expand All Collapse All.

When you see one of our more than 50, participating providers, you'll save the most money. If you go outside the BlueChoice network, your medical services will not be covered except for emergency services. Our POS plans offer more flexibility. These plans combine the benefits of an HMO with access to out-of-network providers.

You can see providers in the BlueChoice network for the most savings or use the PPO network and pay slightly more but still be protected from balance billing. You can also visit a provider outside of CareFirst's networks, but you'll likely pay charges that exceed CareFirst's allowed benefit.

You can receive care from the PPO network of more than 55, providers locally and hundreds of thousands nationally. In addition, you can go out-of-network and pay slightly more. Understanding plans. Usually the least expensive choice. Learn how we're working to transform healthcare. Our online resources, tools and support make doing business with CareFirst easy, so you can focus on patient care. Apply Now. Interested in making a meaningful difference in our community?

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Have a question for us? If you are looking to buy or renew a CareFirst plan, please contact us at Have a question about individual or family plans? Visit our contact us page. Skip Navigation. Login Register. Explore our Insurance Basics pages.

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