Carefirst regional traditional indemnity dental

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DMO, Dental Maintenance Organization - You are required to select a primary care dentist and receive all dental care from within your network. Traditional Indemnity — allows you to visit any dentist or specialist without referral but only covers up to a specified amount.

CareFirst Insurance can help you find quality coverage at a reasonable price so you can enjoy the healthy smile you deserve! Auto Insurance. Home Insurance. Business Insurance. Life Insurance. Regional plans are a good option if you and your family live or work in Washington, D. They are not recommended if you live outside this area. Cost-sharing is made up of three parts: deductibles, copayments and coinsurance.

For a detailed definition of cost-sharing, please refer to our Important Terms section. Expand All Collapse All. When you see one of our more than 50, participating providers, you'll save the most money. If you go outside the BlueChoice network, your medical services will not be covered except for emergency services. Our POS plans offer more flexibility. These plans combine the benefits of an HMO with access to out-of-network providers. You can see providers in the BlueChoice network for the most savings or use the PPO network and pay slightly more but still be protected from balance billing.

You can also visit a provider outside of CareFirst's networks, but you'll likely pay charges that exceed CareFirst's allowed benefit. You can receive care from the PPO network of more than 55, providers locally and hundreds of thousands nationally. In addition, you can go out-of-network and pay slightly more. Understanding plans. Usually the least expensive choice. Your PCP and providers handle the paperwork. Very limited coverage out of the HMO's service area. Seeing an out-of-network provider usually means you will pay the entire cost.

BlueChoice HMO. Point of Service POS.

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